A public adjuster is professional claims handler who helps the policyholder negotiate terms with an insurance company when they experience property damage and are seeking compensation. It’s often possible for policy holders to have a hard time convincing the insurance companies to compensate then for a damaged property which they had insured hence the public adjuster comes in to help negotiate for the policyholder. A public adjuster will take on the process by appraising the damage, preparing all the necessary claim documents including preparing an estimate, reading and understanding the the insurance policy coverage and hence negotiations of the claims with the relevant insurance company An adjuster who works on a contract basis to hence for different adjusting companies is referred to as an independent adjuster. Staff adjusters will be found in insurance companies, working on a salary basis.
The work environment is therefore one way of classifying adjusters. The responsibility of an insurance company adjuster or staff adjuster is to access your claim and also save the company’s money hence even if they are concerned about your property damage, they also care about the insurance company’s money. There is a chance that an independent adjuster will be hired by your insurance company hence they will work as staff adjusters until their contract is over hence don’t get mixed up if you are trying to hire an independent adjuster. Since its possible for an independent adjuster to be hired by insurance companies, it’s crucial to get the right information on who they are working for except from you. One of the most important questions that you should ask a public adjuster when you want to hire their services is the contracts that they gave at the period when you want to hire them as this is very crucial.
Another important question to ask during your initial meeting with the public adjusters is the type of claims that they handle to know if yours fits in their coverage. This is because for most public adjusters companies, they acknowledge their professional expectations and also uphold their job ethics hence instead of being greedy and offering low quality services to numerous claim types, they instead choose to focus on a few claim types that they can deliver the best. A process public adjusting company will not only work 5heir best to ensure you are compensated but will also approach the insurance provider in a courteous and professional manner which is very important to get the expected results and without much hindrances. Some types of insurance claims that the public adjusters handle include fire damage, water damage, smoke damage, and any other damage on the property.